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A Team of Dynamic and Experienced Professionals

Here to Guide Your Financial Journey 

Interested in Speaking With Us?

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Terrence Herr, CFP®, CLU® Photo
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Terrence Herr, CFP®, CLU®

Managing Partner

Terrence Herr, CFP®, CLU®

Managing Partner

As managing partner of Herr Capital Management, Terry provides dependable options and guidance in the implementation of financial and investment plans. He helps clients define and prioritize what is most important to them in order to collaboratively nurture their financial and personal goals so that they can live a life of prosperity. Terry feels that trust is key in a client relationship, but when he truly gets to know those he’s working with, he is better at his job of advising them.

Terry enjoys educating people, sharing his knowledge and learning from theirs in turn. His father and grandfather both knew the importance of financial literacy and taught him the practical components of money management. Today, he is eager to share what they bestowed upon him, as he continues learning throughout the education process. 

Terry is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and has spent the last 21 years helping clients protect, preserve and grow their wealth. He earned his bachelor’s degree from Loyola University Chicago, obtained the Chartered Life Underwriter® (CLU®) designation and has served as an adjunct faculty member at both Depaul and Northwestern University. With an established local and national media presence, Terry has been seen on: NBC, FOX, CBS, WGN, Crain’s Chicago Business, Chicago Tribune, Journal of Financial Planning, The Los Angeles Times, Boomer Market Advisor and The National Underwriter. He has also presented at several industry conferences, received a recognition award from Loyola University for his volunteer efforts and recently received the Distinguished Alumni Award from his high school in 2018. 

Passionate about helping others, Terry has spent his time volunteering since he was young. In college, he utilized his breaks to travel to Appalachia, SW United States and Guatemala to help those less fortunate and during his senior year, he was the co-chair for Hunger Week, raising over $50,000 for global hunger and homelessness. To this day, Terry and his wife dedicate their time to a number of local organizations, including Illinois Foster Children and the Children’s Home and Aid Society of Illinois.

Being a self-employed business owner allows Terry the freedom and flexibility to spend time with his family and pursue his passions. He is incredibly family-centric and also greatly enjoys cooking and traveling. Having traveled to 15 countries, Terry is an avid backpacker, mountain climber and outdoor adventure seeker. He has hiked over 350 miles below the rim of the Grand Canyon and has successfully summited 7% of Colorado’s 14,000-foot peaks, including a solo ascent of the tallest peak in the Rocky Mountain range. He has also hiked parts of the Appalachian Trail, Anza-Borrego Desert, Death Valley as well as various areas of California, Colorado, Arizona and Nevada. One of his most proud moments, though, is of summiting Kala Patthar, an 18,519 ft. mountain peak in the shadow Everest, raising over $15,000 for Illinois Foster Children. There’s no doubt that Terry is always up for the adventures life presents.

Melissa N. Osika, MBA Photo
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Melissa N. Osika, MBA

Associate Partner

Melissa N. Osika, MBA

Associate Partner



Melissa joined Herr Capital Management in 2017 with over 10 years of experience in the financial planning industry. As such, she has a distinct skill set and passion for helping engage clients in a life of prosperity. A true advocate for her clients, Melissa assists them in developing a healthy relationship with their money which, in turn, allows them to flourish or thrive in any financial environment. 

Born and raised in the Chicagoland area, Melissa received her bachelor’s degree in communications studies from Christopher Newport University and later attended St. Xavier University graduating magna cum laude with a Master of Business Administration in financial planning. In 2006, she began her career at a large proprietary mutual fund broker-dealer that focused on a holistic approach to financial planning, as well as investments. In 2012, she decided that she wanted to provide her clients with more than what her previous company had to offer, so she made the transition to the independent financial planning world. 

Today, Melissa is an Associate Partner and maintains a variety of responsibilities ranging from assessing portfolios, managing client’s needs and helping them make beneficial financial decisions. She interacts with clients on multiple levels, but regardless of whether it’s face-to-face, over the phone or email, everyone becomes an integral part of the HCM family. With an MBA with a focus in financial planning and a number of registrations including Series 6, 7, 24, 63, 65, in addition to, Life/Health/Disability Insurance licenses, Melissa is truly a lifelong learner and advocate in educating those she works with.  

Melissa is a proud wife and mom to 3 active daughters. If you’re unable to find her in the office, she is likely cheering on a sporting event, coaching from the sidelines or volunteering at school. Melissa is also a girl scout leader for the Greater Northwest Indiana/Chicagoland Area and in her free time, she enjoys spending time with her family, reading, traveling and sweating at a CrossFit gym. Melissa and her family often donate their time to the organization, Feed My Starving Children along with donating to the local food pantry. 

Some of her key accomplishments include:

  • Identified as a rising star at Ladenburg Thalmann.
  • 40 under 40 by the Asset Management Institute of Women & Finance.
  • Introduced a managed money program.
  • Responsible for the largest influx of new assets at Herr Capital.
  • Guest speaker on a nationally syndicated radio show.
June M. Coutrè Photo
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June M. Coutrè

Client Services Manager

June M. Coutrè

Client Services Manager


As our Client Services Manager, June is a dependable source for everything from directly assisting clients in processing their new accounts, updating their personal information and maneuvering through their online account information and statements. She is our operational backbone and you can trust that she will follow through for you.

June has worked with Herr Capital Management since 2009 and joined us from the manufacturing industry with previous experience in the retail industry. She supported several executives and has extensive experience in customer service, office and sales management. June attended both Moraine Valley Community College and Loyola University Chicago. 

Born and raised in Rogers Park, June now resides in the Chinatown/Bridgeport neighborhood of Chicago. She has been married for nearly 30 years with one daughter and one son. In her free time, June is actively involved in Chicago's Chinese American Community serving on numerous boards in Chinatown, including the Ping Tom Park Advisory Council, the Chinatown Public Library Advisory Council and the Coalition for a Better Chinese American Community (CBCAC). She is a Chicago Public School (CPS) graduate, the parent of a CPS neighborhood school graduate and is currently serving her fifth term on the school's Local School Council at Haines Elementary School. June's daughter now attends the University of Illinois in Chicago (UIC) and is entering her third year as a civil engineering major.