Keeping You Informed 

The Social Security Administration recently announced a 3.6% COLA for 2027, one of the highest in recent decades. While this is a healthy increase on paper, the reality is that this adjustment is one part of an overall strategy for maintaining purchasing power as prices rise. For long-term investors, it is important to understand what is driving inflation, what it means for cash yields, and how it affects portfolios.

One factor that directly impacts the housing market is interest rates. When rates rise, mortgage costs for new applicants rise as well, affecting everything from loan qualification to the volume of home sales. The average 30-year fixed mortgage rate is now back above 7% after falling toward 6% at the start of the year. While mortgage rates have been volatile in recent years, they have not been sustainably at these levels in nearly 25 years. What could these housing market pressures mean for households and the broader economy?

The government publishes several inflation rates, each measuring something different. Learn why the CPI-W used for Social Security differs from the CPI-U, CPI-E, and PCE—and why the inflation rate that matters most is the one you're actually living with.

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

Healthcare costs in retirement often go beyond Medicare premiums. This article takes a look at three of those expenses—prescription gaps, remote-living access, and concierge medicine fees.

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

Despite its importance, a 2025 survey found that fewer than one in three Americans report having a will, and more than half say they have no estate plan at all.1 This gap between intention and action is significant. Without a thoughtful structure in place, wealth that took decades to build can be eroded by taxes, legal complications, and unintended distributions. Advanced estate planning addresses this challenge by creating a coordinated approach designed to maximize the efficient transfer of assets to the people and causes that matter most.

Discover why starting early is often more powerful than saving more. This article uses a side-by-side comparison of two hypothetical savers to illustrate the remarkable impact of compound growth over time.

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

Most retirees know that healthcare is often the largest and most unpredictable expense in retirement, which can add up to hundreds of thousands of dollars on average. Healthcare can come from many sources, with Medicare being a major consideration in the financial planning process. Yet, despite its importance, Medicare rules can create confusion for many Americans. Understanding how Medicare works, the choices it presents, and how those choices affect a broader financial plan is essential for retirees and those approaching retirement. Getting these decisions right can help protect savings, maximize health coverage, and manage cash flow across decades of retirement.

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

The first year of retirement can feel exciting, uncertain, and everything in between. Here's what to expect emotionally, financially, and practically as you settle into this next chapter. Reach out if you'd like to talk through your transition.

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

Have you received an inheritance and aren’t sure what to do next? Learn how to decide whether to spend, save, or invest so you can honor your loved one’s gift while securing your financial future.

Financial stress can affect both mental and physical health. This article explores how mindfulness and meditation may help individuals manage financial anxiety, improve focus, and approach money decisions with greater clarity and intention.

Review your legacy approach regularly, particularly following significant life events or legislative updates.

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.