Keeping You Informed 

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

Most retirees know that healthcare is often the largest and most unpredictable expense in retirement, which can add up to hundreds of thousands of dollars on average. Healthcare can come from many sources, with Medicare being a major consideration in the financial planning process. Yet, despite its importance, Medicare rules can create confusion for many Americans. Understanding how Medicare works, the choices it presents, and how those choices affect a broader financial plan is essential for retirees and those approaching retirement. Getting these decisions right can help protect savings, maximize health coverage, and manage cash flow across decades of retirement.

The first year of retirement can feel exciting, uncertain, and everything in between. Here's what to expect emotionally, financially, and practically as you settle into this next chapter. Reach out if you'd like to talk through your transition.

Review your legacy approach regularly, particularly following significant life events or legislative updates.

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

Conventional wisdom says that what goes up must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when your money is at stake. There's no foolproof way to handle the ups and downs of the stock market. What strategies will help you cope with volatility?

The end of the year is the perfect time to review tax strategies and financial plans, since many tax deadlines fall on December 31. What tax matters should you consider in the final weeks of the year?

The Week In Perspective combines market activity, financial events, commentary and analysis for individual investors.

Explore how the One Big Beautiful Bill may affect taxes, deductions, and credits now and in the years ahead.

Learn how to coordinate your retirement accounts like an orchestra to help maximize your retirement strategy.

When it comes to natural disasters, it's important to be prepared for earthquakes and erosion alike. Even though one is immediate and dramatic while the other is slow and gradual, both require careful planning and protective measures. Economic forces are no different - the most challenging situations that households and businesses face aren't always sudden and obvious, but can play out over many years. In the case of inflation, the risk of both sharp price increases and the gradual erosion of purchasing power are affecting financial markets today.

Social Security, one of the most important government programs for retirees, has evolved over its 90-year history. As the aging population grows, so too do concerns about whether Americans will be able to rely on benefits in retirement. How has social security evolved? Will Social Security be there you?

Recently inherited an IRA? The wrong move could cost a boat load in taxes and penalties, but you have options. Here are 5 things you can do with your new inheritance.

You’ve likely considered using apps or spreadsheets, which are great strategies, to stick to a budget. Here, we share a few more ways to simplify your budget.

Knowing what tax bracket you fall into for 2025 will help you estimate your tax liability. Here, we share these brackets, as well as some tips on reducing your tax burden.

How much do you really know about your employer-sponsored retirement savings plan? If you're like many people, you have many ideas about how your plan works that may or may not be entirely accurate. To gauge your knowledge, take this brief quiz: Are the following statements true or false?

If your child has earned income, they can get started on their retirement savings. When you open a Roth IRA for a minor, you're giving more than just an investment account; you're offering an opportunity to learn about important concepts that could provide a lifetime of financial benefits.

This blog will be about what 401(k) hardship withdrawals and loans are and their considerations before using these funds to pay for a financial emergency.